COMMERCIAL LOANS
BUSINESS BANKING
It's all about you...you know that sometimes being in business for yourself requires
expert help. There are specialists available to help you with your commercial,
agricultural and real estate investments. Remember there's more to investing in your
future than just money - business plans, projected earnings, cash flow and debt
service. No matter how big or small your business is, it depends on a sound
financial institution. The Bank of Buffalo, The Bank of Casper, The Bank of Sheridan
and The Bank of Gillette have the experts to help your business succeed. We have
commercial and agricultural lenders with over 60 years combined experience. Mike Galovich in Casper, Dan Johnson in Gillette,
Paul Brunkhorst in Buffalo, Jim Fuller in Sheridan, and Gary Havens in Buffalo are ready to help
you with all your business and commercial loan needs. We offer full service banking
right in your neighborhood because "It is all about you!"
TERM LOANS - Business Loans to Plan Your Future, Today
Growing your business takes careful planning - especially when it comes to finding the
financing for new or existing projects. A term loan is one way to obtain the funds
you need. Whether you're building a new location, refinancing the one you're
currently in, or simply looking for additional working capital, we can help.
Term loans can be used for:
- Expanding a business through construction, real estate, machinery,
equipment or vehicles
- Acquiring an existing business
- Consolidating debt or restructuring existing debts
We have the expertise and experience to help you sort through the loan options that fit
your circumstances.
Equipment Financing & Working Capital Loans
We can help you improve the efficiency of your business with a variety of financing
options for both new and used equipment. If planning to expand your operation or
just replacing existing equipment, we can fill those needs. We will work with you to
match your financing needs with your current business strategy.
- Fully amortized over a period of 3-7 years (depending on equipment
type)
- No prepayment penalty
Contact one of our branches today for more information.
COMMERCIAL REAL ESTATE LENDING
Our lenders work with individual business owners, investors and developers to finance
projects ranging from large multi-tenant commercial buildings to smaller investment
projects. We are a community lender that can provide reliable and experienced
financing for your commercial real estate needs. We also offer flexible financing
structures for acquisition, refinance, renovation, construction and development.
Just a few areas in which we can offer financial solutions include:
- Multi-family units
- Multi-tenant office
- Office/warehouse
- Retail centers
- Self-storage units
- Industrial buildings
- Nursing/assisted care facilities
- Contact us for additional property types
SBA LENDING
We are an active SBA lender. We provide a fast turnaround on your SBA loan
requests. Loans are available for a variety of purposes. Included are
commercial real estate, equipment financing, leasehold improvements, working capital and
acquisition of a new business. We lend under the following SBA programs:
- 7(a) Guaranty; a guaranteed term loan repaid in monthly
installments. The general range is for amounts from $150,000 to $1,000,000.
- 504 (Certified Development Company Loans); requires the participation
of a bank, the SBA & Frontier CDC. The general range is from $200,000 to $2
million dollars.
- SBA Low DOC Loan program for loans under $150,000.
Loans guaranteed by the SBA may require less collateral coverage and can be structured
over a longer repayment term than conventional bank financing.
CONSTRUCTION FINANCING
Our lenders work with individuals, builders and developers to finance your construction
project. We offer loans for pre-sold units and spec units; land acquisition and
development; land-only; or land-construction combination loans.
Our construction financing programs feature:
- Fixed and variable rate products
- Interest-only payments with prime-based interest rates
- Local loan administration
Get started today!
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