12 Free Benefits of the 55-PLUS Program
- No-fee checking account
- Free first book of checks
- Free first ATM card
- No annual debit card fee
- Free incoming wire transfers
- Free coin counting
- Free notary services
MORE money-saving benefits when you open your 55-PLUS Account
- Six months free safe deposit box rental
- Unique loan programs for account holders
Important information about the 55-PLU$ Program
The Bank sets rates of interest, based on the average daily balance of the account. Rates and annual percentage yields (APY) may change from time to time. 55-Plus account members receive exception pricing.
Average Daily Balance.
The daily balance of the account for each day of the month is added. The result is divided by the number of days in the month.
Interest on cash and non-cash deposits (for example, checks) begins to accrue on the business day of the deposit.
Compounding and Crediting Interest.
Interest is compounded daily and credited monthly. Interest is paid on the 25th of the month. Note: If you close your account before the date interest is paid, you will not receive the accrued interest for the month in which the account is closed.
Balance and Deposit Requirements.
No minimum balance applies to the 55-PLUS Account.
CALL OR STOP BY ANY BRANCH TO TAKE ADVANTAGE OF THE 55-PLUS PROGRAM FOR SENIORS